Asset Finance

Asset Finance is a flexible funding solution that allows businesses to acquire, lease, or refinance essential assets such as machinery, vehicles, and equipment without large upfront costs. Instead of depleting your cash reserves, you can spread payments over time, ensuring steady cash flow while accessing the tools you need to grow.

Whether you’re a small business or an established enterprise, Asset Finance offers an efficient way to fund essential purchases or unlock the value tied up in your existing asset

At its core, Asset Finance gives businesses access to the equipment and resources they need to operate, without the financial strain of upfront payments. Here are the key types of Asset Finance and how they work:

Spread the cost of an asset over regular instalments. Once the final payment is made, you gain full ownership. Ideal for businesses looking to eventually own high-value assets like vehicles or machinery.

Use the asset for a fixed term while making regular payments. Ownership remains with the lender, but you benefit from full access.  A great choice for businesses that require flexibility without the need for ownership.

Use the asset for a short term, often returning it at the end of the agreement. Perfect for businesses needing assets for temporary projects or equipment that quickly becomes outdated.

Unlock the value of assets you already own, turning them into working capital while continuing to use them. Ideal for businesses in need of a quick cash injection without selling vital resources.

Asset Finance is a smart, cost-effective way for businesses across Leicester, the Midlands, and the UK to invest in their future. Key benefits include:

Asset Finance is designed for businesses in industries such as construction, manufacturing, logistics, retail, healthcare, and more. Whether you’re acquiring new equipment, upgrading existing assets, or releasing capital tied up in owned assets, Asset Finance is a reliable and scalable solution for growth.